Personal Loans
Apply for a personal loan – quick and easy process.
Personal Loan
Unsecured loan for personal needs such as home improvement, medical expenses, or debt consolidation.
Requirements:
- NRC (National Registration Card)
- 3 months recent payslips or proof of income
- Employment confirmation letter
- 3 months bank statements
- Guarantor (case-by-case)
Salary Advance
Short-term cash advance offered to salaried employees to meet urgent needs before payday.
Requirements:
- NRC
- Current employment letter
- Last 1 or 2 payslips
- Salary account bank statement (1–3 months)
- Loan repaid within 30–90 days
Emergency Loan
Quick-access loan to cover urgent, unforeseen expenses like medical bills or funeral costs.
Requirements:
- NRC
- Valid reason for emergency (e.g. medical bill, funeral)
- Proof of income or informal business
- Guarantor
- Short-term repayment plan
Education Loan
Loan designed to help cover tuition fees, exam charges, and other school-related expenses.
Requirements:
- NRC
- School invoice or proof of enrollment
- Proof of income or sponsor
- Guarantor
- Payment made directly to the school (optional)
MSMKL Financial Solutions is a registered financial services provider.
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